The benefits of having a two-tiered medical insurance system is that no matter what medical attention you might require, there is an affordable option available.  Every citizen is covered by Medicare.  In addition, you may wish to obtain coverage through a private health insurance.
What does Medicare Cover?
Each year when paying taxes, part of the proceeds go towards funding universal health insurance.   According to PrivateHealth.gov.au, Medicare covers hospital expenses, medical expenses, and pharmaceutical expenses. Through Medicare,  a public hospital will treat you at no charge with a hospital-appointed doctor.  You can …

Australian health insurance is divided into two broad categories, Medicare and private health insurance. To help clear up any confusion about health insurance cover, I’ve devised a little primer to break it down for you.
Medicare
Medicare is the primary source of health cover in Australia. Funded and managed by the government through Medicare Australia, it covers citizens and most permanent residents (except the poor residents of Norfolk Island).
Medicare covers 100% of the costs incurred if you enter a public hospital as a public patient. However, you generally cannot choose your doctor …