A few years ago, a couple I know got into trouble with some payday loans.  Hard on their luck and desperately in need of groceries, they spent a couple of weeks taking out payday loans from one of those conveniently located check-cashing places.  Before too long, they were drowning due to the payday loans.  While they wouldn’t have had food in their home otherwise, here’s a list of things that would have helped them (and can help you) before they were in over their heads in a high-interest debt situation:
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